Understand your home loan before you sign.
Upload your Loan Estimate, your Closing Disclosure, or both, or put the Loan Estimates from two or three lenders side by side. Loanlens checks every line, scores it out of 10, and tells you in plain English what to ask your lender.
- PDFs deleted once read
- A score out of 10, in plain English
- One fee per loan, chat free
- Sort out before signingYour lender credit went downIt fell from $600 to $200.
- Worth asking aboutRequired services cost more than allowedAbout $320 over the 10% limit.
- Worth asking aboutYour rate lock ends right around closingAsk who pays if closing slips.
What Loanlens catches
- Fees that went up past the limit
- A lender credit that shrank
- A Closing Disclosure that came late
- A rate lock that ends before closing
- A balloon payment
- A penalty for paying off early
- An APR far above the rate
- Sums that don't add up
Three steps, a few minutes
- 1
Upload your documents
Your Loan Estimate, your Closing Disclosure, or both.
- 2
Check and answer
Fix anything that was read wrong, and answer a few quick questions.
- 3
Get your analysis
What needs a closer look and what to ask, then chat about anything else.
With both documents, see what changed
Every cost lined up, estimate against final, with what the rules allow: some fees can't go up at all, others only 10% in total.
See every checkChoosing between lenders?
Upload the Loan Estimates from two or three lenders. Each is checked, then set side by side with what it costs over the years you'll stay, and scored out of 10.
See how comparing worksNot sure what you can afford yet?
Type in the price, your down payment and your income, and see your monthly payment and how it compares with your income. Free, no documents needed.
Check what you can affordKnow what you're signing.
Free to start. A full analysis is a one-time fee per loan.